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Grace Bliss's avatar

great point of view.. and the importance of focusing on the real moat "culture and thinking of co", superb article

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Vinay Mishra's avatar

Excellently insightful!

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Amey's avatar

Thank you, Dhruv for the great article. You have mentioned "In investing guessing the future right is not enough if it is already priced in"

Could you please share your process of indentifying what is priced in?

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Dhruva Pandey's avatar

You can always start with doing reverse DCF to get some sense of what growth has been priced in.

lets say MapMyIndia has to grow 19% cagr for 20 years then 5% forever to justify valuation today if discount rate is 13%.

then you can extrapolate what it will take to achieve this growth, then think about is it realistic etc

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Divy Jain's avatar

Agree completely on bandhan bank. However, from a returns perspective, can LT give a return equal to smaller companies ? Won't its huge size be a hurdle in stock price growth ?

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Dhruva Pandey's avatar

Return depends on what price you have bought forever growth business than it's size.

Lot of people believed Apple big enough at $500 B mcap, they looked it in disbelief at trillion and now it's 2 trillion & now people are comfortable with it reaching $3 trillion.

I think if you bought it at 900 then high chances you will make >15℅ return under very conservative growth scenarios. Like

10℅ for next 10 yrs then 7℅ growth

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